As a crypto analyst with five years in the trenches, I’ve seen market mania before—but this? A top U.S. housing regulator just wants to let Bitcoin count as collateral for mortgages. It’s not science fiction; it’s policy in motion. Let’s break down why this shift matters, what it means for your wallet, and why Bill Pulte—a billionaire’s grandson with a crypto portfolio—might be the most dangerous man in finance right now.