বিটকয়েন মর্টগেজে?

H1: মর্টগেজে Bitcoin? হ্যাঁ, সত্যি

আপনি-ই-মনে-করছিলেন, ‘অদৃশ্য’! -ফেডারাল্‌হাউসিংফিনансএজেনসি (FHFA) -এর-পথপ্‌য়াদ (Bill Pulte) Fannie Mae and Freddie Mac-কে Bitcoin-কেও Mortgage Collateral -হিসাবে-গণনা-করতে-অধীনস্থ-থলি_সংশোধন_মডল_পড়া।

হ্যাঁ—আপনার Digital Gold (ডিজিটাল_সোনা) –এখনই Home Loan -হওয়ার _আগ্‌ল­দ­ই ­উপযুক­ত।

আমি আবার -বলছি: This isn’t speculation. It’s institutional recognition.

Not only that: When the news hit, BTC surged 2.2%, breaching $107K—proof that markets don’t ignore signals from Washington.

H2: Fannie & Freddie? Who Are They?

Let me simplify what even Wall Street often gets wrong: Fannie Mae and Freddie Mac aren’t banks. They’re the invisible engines behind 70% of U.S. mortgages.

Think of them as the Fed of real estate—the ones who buy loans from banks so those banks can keep lending. Without them, mortgage availability would collapse overnight.

Now they’re being asked to accept Bitcoin as collateral? That’s like asking your local gas station to accept dragon eggs as payment.

H3: Why This Matters (And Why You Should Care)

For years, crypto holders were forced to sell their assets into USD just to qualify for a down payment—even if they’d held their coins for five years or more.

That rule made zero sense unless you believed digital assets were temporary experiments.

But now? For the first time, we’re seeing regulators consider treating crypto like real financial capital—not just speculative junk.

If approved, this could unlock trillions in untapped liquidity locked inside wallets worldwide.

H4: The Reality Check

Of course, there are hurdles:

• Volatility is still king (and queen). A 30% drop overnight could trigger margin calls on loans backed by BTC.
• Stablecoins like USDC may fare better—but only if regulators trust their reserves aren’t paper-thin.
• And no one yet knows how much “haircut” lenders will apply—will they give you 80% LTV on BTC like they do for stocks?

Private lenders like Milo Credit and Figure Technologies have already launched crypto-backed mortgages since 2022—but these loans can’t be sold to Fannie/Freddie because they don’t meet federal standards. So while early adopters get access today, mainstream adoption remains blocked by bureaucracy… until now?

H5: The Man Behind the Move – Bill Pulte The grandson of William J. Pulte—the founder of one of America’s largest homebuilders—and he owns \(500K–\)1M in BTC alone… plus Solana and Marathon Digital stock. The fact that he publicly supports crypto since 2019 suggests this isn’t random—it’s part of a long-term vision for integrating digital assets into legacy finance systems. The fact that he publicly supports crypto since 2019 suggests this isn’t random—it’s part of a long-term vision for integrating digital assets into legacy finance systems. The fact that he publicly supports crypto since 2019 suggests this isn’t random—it’s part of a long-term vision for integrating digital assets into legacy finance systems.